Food & Beverage

Capri focuses on providing superior quality insurance products and innovative risk-related solutions to food and beverage processors and distributors. Our food and beverage group has long been recognized as specialists insuring manufacturers, beef, fish and poultry processors, warehouse operators and distributors. We also have experience with breweries, wineries and alcoholic and non-alcoholic beverage bottlers.

We understand the needs of our clients for competitively priced programs that include coverage for direct losses to property, stock, lost income, and the timely replacement of assets. Our liability programs provide protection against third party claims resulting from your products and services. Capri's food and beverage group strives to support our client's needs in non-insurable areas such as, contract review and risk management as it relates to loss prevention and safety.

Our specialties include:

• Comprehensive property programs covering buildings, equipment, stock, data
• processing equipment, and related contents on site or in transit
  
• Liability programs providing protection from third party incidents arising from products, premises and services
  
• Loss of income programs including contingent programs for business interruption plus expediting expenses to reopen quickly
  
• Food borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
  
• Product recall, extra expense and contamination programs
  
• Failure to manufacture to specifications coverage
  
• Employee group health and benefits programs
  
• Directors and officers and employment practices insurance
  
• Claims management assistance and advocacy to create goodwill, expedite claims and maintain strong insurer relations