Employee Benefits

Flexible Benefit plans

With flexible benefits, plan members are able to choose the benefits and the level of coverage that's right for them.

Rather than provide a defined (one size fits all) package of benefits under a traditional benefits plan, a plan sponsor supplies plan members with benefit options. Plan members use credits allocated by the plan sponsor to purchase their benefits coverage, with different levels of coverage provided for each benefit type. Plan members can reduce or opt out of coverage they don't need and enhance coverage they do need.

They can also deposit leftover credits into a Health Spending Account.

Whether it's a full-choice flex plan or a modular package, plan sponsors are able to accommodate the variety of lifestyles and priorities of their plan members.

Alternate Benefit Solutions

We work with several options including, but not limited to:

• Kidnap & Ransom Insurance
• Directors & Officers liability insurance
• Medical access insurance
• Global medical insurance
• Medicare replacement insurance
• Long Term Care
• Executive Health Assessments
• Guaranteed issue Life & LTD